Ohio Mutual Farm Insurance

        Ohio Mutual 

is here to help with all your
 farm insurance needs

Why Do You Need Farm Insurance?

Farming and ranching is a way of life that’ often passed down from one generation to the next. But because farms and ranches are not only homes, but also businesses, insuring them is a little different, though just as important as protecting anything else.

Farm insurance helps protect your livelihood—and your family’s legacy—by covering you from the financial consequences that come from property damage, liability claims, equipment damage, loss of income, and more.

But every farm is different, and farm insurance was designed to reflect that. Most farmers or ranchers need to combine a variety of tailored policies to create a comprehensive insurance package dedicated to covering the unique risks you face.

Ohio Mutual Can Help With All of Your Farm Insurance Needs

Ohio Mutual pioneered protection for Ohio farmers more than a century ago. We’re experts in understanding the unique needs of farm owners and have created a full suite of farm insurance coverages to help protect those needs by evolving to address the concerns of modern-day farmers.

Our farm insurance products help protect everything from small hobby farms to large thousand-acre farm corporations with policies that include protection against the modern nightmare of identity theft, as well.

Our products offer coverage against the following:

Replacement cost on contents, dwellings, and outbuildings
Coverage for borrowed, rented, or leased farm equipment
Liability coverage for sudden and accidental pollution

Milk contamination coverage
Equine risk coverage, including boarding and training operations

Dwelling Coverage

pays for damage to the physical structure of your home.

Contents coverage

pays for damage to your personal property, or belongings.

Why Choose an Independent Insurance Agent?

Independent Insurance agents work with Ohio Mutual Insurance Company to offer our policyholders the best value, service, and protection for your unique needs.

Our agents are specifically chosen based on shared values and goals for our customers.
Every single independent agent is a licensed, knowledgeable professional who lives and works right in your community.
Agents do the research for you, simplifying the process so you can understand your options clearly.
Independent agents work to make you happy, helping you find the right protection for your needs — no more, no less.
Finding an agent with farm insurance expertise in the unique risks you face is easy.

They have always been quick to answer any questions and pay claims when necessary. I would recommend them for insurance needs. I just signed up to have my policies paid electronically. This will make it easier for me.”

Reviewed by Clearsurance

Farm Insurance Coverage Options

Our extensive list of coverage options let you tailor your Ohio Mutual farm or ranch insurance policy directly to your specific needs. Choose the coverage options that you need, and save by limiting coverage for what you don’t need, including:

Water and sewer backup coverage
No-deductible coverage for glass breakage on non-covered farm equipment
Protection for intake of foreign objects for both self-propelled and towed equipment
Replacement Plus for your contents

Inland marine coverage for scheduled items
Loss of farm income coverage
Equipment breakdown coverage for residences, personal property, barns, buildings, and structures
Peak season inventory coverage/farm personal property

Where we Insure

Indiana
Ohio

What people are saying about Ohio Mutual insurance agents

"QUICK"

Farm Insurance Review by Clearsurance

“GREAT”

This is a great company. Never had any issues with them and they are always there to help and answer questions.

Farm Insurance Review

"TRUSTWORTHY"

Always available. Helpful, caring, trustworthy. This company gives you peace of mind.